Capital constraints and behavior of city commercial banks in China 并列题名：Capital constraints and behavior of city commercial banks in China based on empirical evidence of commercial banks in China The cultivating mechanism of modern commercial banks in China Study on loan pricing approaches of commercial banks in China Study on the strategic transformation of city commercial banks under the new normal Research on the development transformation paths of the city commercial banks in China Research on value-creation ability of commercial banks in China Thirty years with commercial banks of China Market discipline of commercial bank in China